Reduce tax surprises, strengthen cash flow, and make informed financial decisions before year-end.

AccuTax Signature Tax Advisory helps profitable women entrepreneurs and real estate investors move beyond reactive tax preparation with a customized, forward-looking tax strategy.

Led by Melissa O’Selmo, EA, PA, CTC, our virtual-first firm provides proactive tax planning for clients with meaningful income, growing businesses, multiple entities, expanding real estate portfolios, and complex federal or multi-state tax considerations.

Tax Preparation Reports the Past.

Tax Planning Helps Shape What Comes Next.

Traditional tax preparation focuses on accurately reporting transactions that have already occurred.

Proactive tax planning looks ahead.

We review your expected income, business structure, real estate activity, upcoming purchases, payroll, retirement goals, investments, and major financial decisions while there may still be time to take action.

Our goal is to help you understand:

• Where you may be overpaying or under planning

• Which tax strategies may apply to your circumstances

• What actions must be completed before year-end

• What documentation and maintenance may be required

• How business and investment decisions may affect your overall tax position

• Which recommendations provide meaningful value after implementation costs

Who We Help

Our comprehensive tax-planning services are primarily designed for clients with meaningful income, tax exposure, business complexity, or real estate activity.

Women-Owned Small Businesses

We work with women entrepreneurs who are building profitable businesses and want more strategic guidance than traditional tax preparation provides, with no judgement.

Tax planning may be appropriate when:

• Your business profits have increased

• You are regularly surprised by your tax liability

• You are unsure whether your entity structure is still appropriate

• You need guidance on owner compensation and distributions

• You are considering an S-corporation election

• You want to evaluate retirement-plan opportunities

• You are hiring employees or expanding into new states

• You operate more than one business or entity

• You are making a major purchase or investment

• You want to coordinate business growth with personal financial goals

Real Estate Investors

Our real estate tax-planning services are available to all qualified investors, including individuals, married couples, partnerships, and multi-entity owners.

Planning may be appropriate when:

• You own or are acquiring multiple rental properties

• You are considering a cost-segregation study

• You want to evaluate real estate professional status

• You need to document material participation

• You own property through a partnership or multiple entities

• You operate short-term or long-term rentals

• You own properties in multiple states

• You are preparing to purchase, refinance, exchange, or sell property

• You have suspended passive losses

• You want to better understand depreciation and potential recapture

• Your real estate activity is becoming a meaningful part of your financial portfolio

Problems We Help Address

Many of our clients come to us because their existing tax relationship is primarily focused on filing returns after the year has ended.

They may be experiencing:

• Increasing income without a corresponding tax strategy

• Large or unexpected tax balances

• Missed estimated-tax payments

• Uncertainty about business entity selection

• Inconsistent owner payroll or distributions

• Poor coordination between business and personal taxes

• Unused retirement-plan opportunities

• Incomplete reimbursement procedures

• Multiple entities without a coordinated structure

• Rental losses that are not currently deductible

• Confusion about real estate professional requirements

• Missed depreciation opportunities

• Multi-state filing exposure

• Major financial decisions made without tax analysis

• Tax advice that is provided without an implementation roadmap

A comprehensive tax plan helps organize these issues into a clear, prioritized strategy.

What We Analyze

Every engagement is customized.

Depending on your circumstances, our analysis may include:

• Business and Entity Structure

• Owner Compensation and Payroll

• Deductions and Reimbursement Strategies

• Retirement and Benefit Planning

• Real Estate Tax Strategy

• Current-Year Tax Exposure

Not every strategy applies to every client. Recommendations are based on the facts, eligibility requirements, expected financial benefit, implementation costs, and ongoing maintenance involved.

What You Receive

A proactive tax-planning engagement may include:

• Review of prior-year personal and business tax returns

• Review of current-year financial statements

• Review of payroll and owner compensation

• Review of relevant entity and ownership information

• Analysis of real estate activity and depreciation schedules

• Current-year federal and state tax projections

• Identification of applicable planning opportunities

• Estimated tax impact of recommended strategies

• A customized written tax-planning roadmap

• Prioritized implementation recommendations

• A strategy presentation meeting

• An implementation timeline

• Documentation and maintenance guidance

• Identification of professionals who may need to be involved

Your plan is intended to help you understand not only what may be available, but also what each recommendation requires.

Our Tax-Planning Process

1. Discovery and Qualification

We begin with a discovery call to learn about your business, real estate activity, current tax concerns, income, entities, and financial goals.

The purpose of the call is to determine whether a formal tax-planning engagement is appropriate.

The discovery call is not the tax plan, and no final strategy recommendations are provided during this meeting.

2. Information Gathering

Once engaged, you will receive access to our secure TaxDome portal.

We may request:

• Prior-year tax returns

• Current-year profit-and-loss statements

• Balance sheets

• Payroll reports

• Estimated-tax records

• Entity documents

• Property closing statements

• Depreciation schedules

• Retirement-account information

• Details of anticipated purchases or sales

• Information concerning upcoming changes in income or ownership

Complete and accurate information is necessary to prepare a meaningful plan.

3. Analysis and Tax Projection

We evaluate your current tax position, anticipated income, business structure, real estate activity, and potential planning opportunities.

The analysis considers:

• Expected tax savings

• Eligibility requirements

• Implementation costs

• Documentation requirements

• Audit exposure

• Ongoing maintenance

• Federal and state tax treatment

• The strategy’s broader financial impact

4. Written Tax-Planning Roadmap

You receive a customized written plan outlining:

• Recommended strategies

• Estimated tax impact

• Implementation priorities

• Required deadlines

• Documentation requirements

• Professionals who may need to be involved

• Potential risks and limitations

5. Strategy Presentation

We meet with you to review the plan, explain the recommendations, answer questions, and discuss which strategies best align with your goals.

You are not required to implement every recommendation.

6. Implementation and Monitoring

You decide which strategies to move forward with.

Implementation may involve:

• Entity elections

• Payroll changes

• Accountable-plan documents

• Accounting procedures

• Tax elections

• Retirement-plan coordination

• Cost-segregation coordination

• Compliance filings

• Updated ownership agreements

• Ongoing tax projections

Implementation and ongoing maintenance are separate services unless specifically included in your engagement agreement.

Why Our Approach Is Different

We Plan Before the Deadline

Our focus is on identifying planning opportunities while there may still be time to act—not after the return is due.

We Connect Business and Personal Taxes

For business owners and real estate investors, tax decisions rarely exist in isolation. We evaluate how business activity, real estate, payroll, investments, and personal income work together.

We Explain the Full Strategy

A tax recommendation is only useful when you understand:

• Why it may apply

• How much it may save

• What it costs to implement

• What documentation is required

• What deadlines must be met

• What ongoing maintenance is involved

We Prioritize Practical, Supportable Planning

We focus on strategies grounded in applicable tax law, regulations, IRS guidance, and established legal authority.

Our recommendations are intended to be compliant, properly documented, financially practical, and supportable based on the client’s facts.

We Coordinate With Other Professionals

Implementation may require collaboration with:

• Attorneys

• Financial advisors

• Retirement-plan administrators

• Payroll providers

• Cost-segregation specialists

• Insurance professionals

• Bookkeepers

• Real estate professionals

We help identify where outside coordination may be necessary while remaining within the scope of our professional services.

We Provide a Virtual-First Experience

Meetings are conducted through Zoom, and sensitive information is exchanged through the secure TaxDome portal.

This allows us to serve qualified clients throughout the United States while maintaining an organized and secure planning process.

Client Planning Scenarios

Growing Women-Owned Service Business

A profitable business owner may need more than a year-end tax return.

The planning process could include evaluating:

• Whether the current entity structure remains appropriate

• S-corporation treatment

• Owner compensation

• Payroll and distributions

• Retirement-plan opportunities

• Accountable-plan reimbursements

• Estimated-tax exposure

• Multi-state filing requirements

The result is a coordinated tax roadmap designed around the business owner’s current income and future growth.

Expanding Real Estate Portfolio

An investor acquiring additional rental properties may need to evaluate:

• Property ownership structure

• Depreciation

• Cost segregation

• Real estate professional status

• Material participation

• Grouping elections

• Partnership structure

• Multi-state tax exposure

• Property acquisition and disposition planning

The objective is to coordinate tax planning with the investor’s portfolio strategy rather than reviewing each property in isolation.

Multi-Entity Entrepreneur

A business owner operating several companies may have:

• Income flowing through multiple entities

• Different state filing obligations

• Owner compensation issues

• Intercompany transactions

• Retirement-planning opportunities

• Estimated-tax concerns

• Upcoming investments or acquisitions

A proactive plan helps organize these moving parts into one tax strategy.

These examples are for illustrative purposes only. Actual recommendations and results depend on each client’s circumstances, eligibility, documentation, implementation, and applicable law.

Investment

Proactive tax-planning engagements fee varies by case and complexity.

Final pricing depends on factors such as:

• Number of businesses and entities

• Number of owners

• Number of rental properties

• States involved

• Quality of the financial records

• Complexity of the tax issues

• Number of planning opportunities evaluated

• Required projections

• Implementation and coordination needs

You will receive a written scope and fee before the engagement begins.

Tax preparation, bookkeeping, implementation, payroll, legal documents, cost-segregation studies, retirement-plan administration, and ongoing advisory services are not included unless specifically stated in the engagement agreement.

Is Proactive Tax Planning Right for You?

Our services may be a good fit when:

• You own a profitable business

• You have significant self-employment or pass-through income

• You own multiple rental properties

• You operate more than one entity

• You have meaningful federal or state tax exposure

• Your income has increased

• You are making major financial decisions

• You are willing to provide complete financial information

• You are prepared to properly implement and maintain selected strategies

• You value proactive guidance rather than once-a-year tax preparation

Our proactive planning process may not be appropriate when you are only seeking:

• Basic tax-return preparation

• A quick deduction list

• Free strategy recommendations

• Guaranteed tax savings

• A strategy without proper documentation

• Immediate implementation without a complete analysis

Frequently Asked Questions

Is the discovery call the tax plan?

No. The discovery call is used to understand your circumstances and determine whether a formal planning engagement is appropriate.

A tax plan is prepared only after the engagement agreement is signed, payment is received, and all requested information has been submitted.

Can you guarantee tax savings?

No. Projected savings are estimates based on the information available during the engagement.

Actual results depend on income, eligibility, implementation, documentation, timing, changes in tax law, and other circumstances.

Do I have to implement every recommendation?

No. You decide which strategies you want to implement.

We explain the estimated benefit, implementation requirements, costs, deadlines, and ongoing responsibilities so you can make an informed decision.

Is implementation included?

Implementation is separate unless specifically included in the engagement agreement.

Separate fees may apply for entity elections, payroll changes, tax elections, accountable-plan documents, cost-segregation coordination, accounting procedures, compliance filings, and ongoing monitoring.

Does the plan include tax-return preparation?

No, unless tax-return preparation is specifically included in your written engagement.

Tax planning, tax preparation, implementation, bookkeeping, payroll, and ongoing advisory are separate professional services.

Do I need to be a woman-owned business?

No.

Our small-business tax-planning services are intentionally focused on women entrepreneurs and women-owned businesses. Our real estate tax-planning services are available to all qualified investors.

Your tax return reports what already happened.

Your tax plan helps you make informed decisions about what happens next.

Apply for a discovery call to discuss your business, real estate activity, current tax concerns, and planning goals.

Important Disclaimer

Tax-planning strategies and projected savings depend on each client’s individual circumstances, income, eligibility, documentation, implementation, timing, and applicable federal and state law.

No specific tax result or savings amount is guaranteed. AccuTax does not provide legal, investment, insurance, or retirement-plan administration services. Coordination with appropriately licensed professionals may be required.